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Choose a category, then select two or three legal reporting firms. Every firm with a current FCA complaint observation in that category is available.

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Home finance

1 July to 31 December 2025. Each firm is compared with the average of all other current reporters in this category that publish the same indicator.

Contextual complaint rate

Complaints opened relative to accounts or policies in force, expressed per 1,000.

Swift 1st Limited108.48+96.81 per 1,000 above the 11.67 category average (41 other firms)
Accord Mortgages Limited4.39−9.81 per 1,000 below the 14.20 category average (41 other firms)

Complaints opened

Complaints opened or received by the reporting firm in the period.

Swift 1st Limited636Raw volume is not averaged because company scale differs.
Accord Mortgages Limited936Raw volume is not averaged because company scale differs.

Complaints closed

Complaints recorded as closed by the reporting firm in the period.

Swift 1st Limited642Raw volume is not averaged because company scale differs.
Accord Mortgages Limited899Raw volume is not averaged because company scale differs.

Closed within 3 days

The proportion of closed complaints addressed within three days.

Swift 1st Limited46.26%+19.5 percentage points above the 26.77% category average (46 other firms)
Accord Mortgages Limited21.25%−6.1 percentage points below the 27.31% category average (46 other firms)

Closed within 8 weeks

Behind Your Money calculation: the sum of the FCA-reported within-three-days and after-three-days-but-within-eight-weeks proportions.

Swift 1st Limited100.00%+6.3 percentage points above the 93.72% category average (46 other firms)
Accord Mortgages Limited98.00%+4.2 percentage points above the 93.76% category average (46 other firms)

Closed after 3 days but within 8 weeks

The proportion of closed complaints addressed after three days but within eight weeks.

Swift 1st Limited53.74%−15.2 percentage points below the 68.97% category average (49 other firms)
Accord Mortgages Limited76.75%+8.2 percentage points above the 68.50% category average (49 other firms)

Complaints upheld by firm

The proportion of closed complaints upheld by the reporting firm. This is contextual and not ranked.

Swift 1st Limited14.80%−37.3 percentage points below the 52.12% category average (48 other firms)
Accord Mortgages Limited63.63%+12.5 percentage points above the 51.10% category average (48 other firms)

Company files

See full history, peer context and reporting scope

Swift 1st LimitedAccord Mortgages Limited

This is indicator-level evidence, not an overall rating or recommendation. The Financial Conduct Authority source remains authoritative.