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Mortgage lenders and home-finance firms

Compare complaint rates and handling indicators across every current legal reporter in the FCA home-finance category, including providers and intermediaries where the FCA publishes them.

65current legal reporters in the FCA Home finance category

Complete category table

Compare every current reporter

Figures use the same FCA product group and reporting period. Missing values remain marked as not published.

Showing 65 of 65 current FCA reporters

Current FCA complaint indicators by legal reporting company
Legal reporting companyComplaints per 1,000 accounts or policiesComplaints per 1,000 products sold or arrangedClosed within 3 daysClosed within 8 weeksComplaints upheldCompany file
Accord Mortgages Limited4.39Not published21.25%98.00%63.63%Open
Admiral Financial Services LimitedNot publishedNot published42.86%100.00%85.71%Open
Aldermore Bank Plc13.31122.4126.07%97.87%70.58%Open
Ascent Performance Group Limited38.90Not published10.40%100.00%30.57%Open
Aviva Life Services UK Limited7.84Not published15.72%90.22%40.16%Open
Bank of Ireland (UK) Plc9.88Not published29.09%92.91%30.03%Open
Bank of Scotland plc5.96Not published38.52%96.29%57.35%Open
Barclays Bank Plc1.15Not publishedNot publishedNot published100.00%Open
Barclays Bank UK PLC6.01436.8045.13%98.06%75.02%Open
Cabot Credit Management Group LimitedNot publishedNot published18.18%88.63%52.27%Open
Charter Court Financial Services Limited17.79Not published25.27%99.07%38.62%Open
Clydesdale Bank Plc6.82Not published15.10%94.70%64.73%Open
Cofunds LimitedNot publishedNot publishedNot publishedNot publishedNot publishedOpen
Connells LimitedNot published15.353.92%98.56%46.39%Open
Coutts & Company9.46Not published15.53%93.20%57.28%Open
Coventry Building Society2.10Not published52.88%99.87%68.32%Open
Cynergy Bank Plc5.24Not published0.00%83.33%66.67%Open
EBS Pensions LimitedNot publishedNot publishedNot publishedNot publishedNot publishedOpen
Elderbridge Limited49.51Not published4.87%85.66%51.09%Open
Embark Investment Services LimitedNot publishedNot publishedNot publishedNot publishedNot publishedOpen
Embark Services LimitedNot publishedNot publishedNot publishedNot publishedNot publishedOpen
Experian LimitedNot publishedNot publishedNot publishedNot publishedNot publishedOpen
FCE Bank PlcNot publishedNot publishedNot publishedNot publishedNot publishedOpen
Halifax Share Dealing LimitedNot publishedNot publishedNot publishedNot publishedNot publishedOpen
HBOS Investment Fund Managers LimitedNot publishedNot publishedNot publishedNot publishedNot publishedOpen
HSBC UK Bank Plc5.14Not published25.22%92.54%63.02%Open
Kensington Mortgage Company Limited16.75Not published27.79%99.52%29.32%Open
Leeds Building Society4.42Not published47.10%99.57%60.32%Open
Link Financial Outsourcing LimitedNot publishedNot publishedNot publishedNot publishedNot publishedOpen
Lloyds Bank General Insurance LimitedNot publishedNot publishedNot publishedNot publishedNot publishedOpen
Lloyds Bank PLC7.48Not published34.60%94.94%63.29%Open
LONDON & COUNTRY MORTGAGES LIMITEDNot published16.3218.18%99.83%64.13%Open
MARKS AND SPENCER FINANCIAL SERVICES PLCNot publishedNot publishedNot publishedNot publishedNot publishedOpen
MBNA LimitedNot publishedNot publishedNot publishedNot publishedNot publishedOpen
Metro Bank PLC7.38275.3642.07%99.31%75.17%Open
NATIONAL WESTMINSTER BANK PUBLIC LIMITED COMPANY5.30Not published59.56%90.25%55.01%Open
Nationwide Building Society3.24Not published31.24%99.52%52.42%Open
Newcastle Building Society5.60Not published69.86%100.00%36.07%Open
Northern Bank Limited2.29Not published19.77%100.00%44.19%Open
OneSavings Bank Plc16.39Not published16.97%94.00%49.17%Open
Paragon Bank Plc2.97Not published26.91%94.78%54.62%Open
Pepper (UK) Limited32.71Not published17.13%97.91%42.34%Open
Phoenix Life Limited51.09Not published0.00%100.00%42.86%Open
Principality Building Society3.87Not published44.58%98.74%45.09%Open
QUILTER FINANCIAL SERVICES LIMITEDNot published0.450.00%100.00%0.00%Open
ReAssure Limited0.00Not publishedNot publishedNot publishedNot publishedOpen
Santander UK Plc4.20Not published51.90%99.76%64.62%Open
Scottish Equitable PlcNot publishedNot publishedNot publishedNot publishedNot publishedOpen
SCOTTISH WIDOWS LIMITEDNot publishedNot publishedNot publishedNot publishedNot publishedOpen
SECURE TRUST BANK PUBLIC LIMITED COMPANYNot publishedNot publishedNot publishedNot published100.00%Open
Shawbrook Bank Limited18.03Not published13.00%96.00%56.25%Open
Skipton Building Society3.32Not published46.27%99.40%77.31%Open
St. James's Place Wealth Management PlcNot published1.040.00%22.22%18.52%Open
Swift 1st Limited108.48Not published46.26%100.00%14.80%Open
THE CO-OPERATIVE BANK P.L.C.7.99Not published41.22%99.55%57.62%Open
The Mortgage Works (UK) Plc5.18Not published23.39%99.74%52.50%Open
The Prudential Assurance Company Limited5.01Not published10.00%45.00%32.50%Open
The Royal Bank of Scotland Plc10.62Not published49.05%88.97%50.21%Open
Topaz Finance Limited24.13Not published29.65%97.55%37.41%Open
True Potential Wealth Management LLPNot published0.41Not publishedNot publishedNot publishedOpen
TSB Bank plc6.36Not published58.07%98.75%53.28%Open
UBS AG30.11Not published10.00%90.00%0.00%Open
UK Mortgage Lending Ltd12.16Not published34.21%98.60%51.63%Open
Yorkshire Building Society8.21Not published18.89%98.33%74.26%Open
Zurich Assurance LtdNot publishedNot published0.00%100.00%0.00%Open
How to read the ordering

Complaint-rate columns place lower values first. Timely-closure columns place higher values first. Upheld rates and raw complaint volumes are contextual and are not offered as performance rankings.

Reporting period

1 July to 31 December 2025. The table compares legal reporters, not necessarily every consumer brand within a corporate group.

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