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Pensions and decumulation

Pension providers

Compare complaint rates and handling indicators across every current legal reporter in the FCA pensions and decumulation category.

63current legal reporters in the FCA Pensions and decumulation category

Complete category table

Compare every current reporter

Figures use the same FCA product group and reporting period. Missing values remain marked as not published.

Showing 63 of 63 current FCA reporters

Current FCA complaint indicators by legal reporting company
Legal reporting companyComplaints per 1,000 accounts or policiesComplaints per 1,000 products sold or arrangedClosed within 3 daysClosed within 8 weeksComplaints upheldCompany file
AJ Bell Management Limited3.81Not published37.39%99.81%53.40%Open
AJ Bell Securities Limited1.14Not published34.32%100.00%48.18%Open
Aviva Life Services UK Limited2.11Not published26.42%92.32%68.41%Open
Bank of Scotland plc0.10Not published0.00%60.00%30.00%Open
Barclays Bank PlcNot publishedNot published26.87%95.53%65.67%Open
Barclays Bank UK PLCNot published0.04100.00%100.00%0.00%Open
Canada Life Limited0.72Not published13.19%95.48%78.13%Open
Clydesdale Bank PlcNot publishedNot publishedNot publishedNot publishedNot publishedOpen
Cofunds Limited4.28Not published26.39%100.00%50.00%Open
Countrywide Assured Plc4.22Not published41.60%80.70%43.61%Open
Coutts & Company4.84Not published0.00%75.00%90.00%Open
EBS Pensions Limited34.21Not published0.64%40.72%93.17%Open
Embark Investment Services Limited3.35Not published43.36%97.44%76.22%Open
Embark Services Limited14.23Not published1.39%35.42%91.67%Open
Equiniti Financial Services Limited24.83Not published0.00%100.00%27.27%Open
FCE Bank PlcNot publishedNot publishedNot publishedNot publishedNot publishedOpen
FIL Life Insurance Limited1.28Not published21.54%88.82%46.14%Open
Financial Administration Services Limited3.50Not published16.96%82.51%56.18%Open
Forester Life Limited1.40Not published38.10%95.24%42.86%Open
Halifax Share Dealing Limited6.53Not published45.65%95.65%56.52%Open
Hargreaves Lansdown Asset Management Limited2.51Not published20.10%98.01%55.92%Open
HBOS Investment Fund Managers LimitedNot publishedNot publishedNot publishedNot publishedNot publishedOpen
HSBC UK Bank Plc0.20Not published4.62%61.54%56.92%Open
Interactive Investor Services Limited2.38Not published8.73%94.76%53.71%Open
J.P. MORGAN PERSONAL INVESTING LIMITED10.76150.9212.23%98.92%70.86%Open
JAMES HAY ADMINISTRATION COMPANY LIMITED15.17417.949.02%89.48%68.31%Open
Legal and General Assurance Society Limited1.30Not published14.88%99.01%75.31%Open
Liverpool Victoria Financial Services Limited2.55Not published52.58%98.35%83.33%Open
Lloyds Bank General Insurance LimitedNot publishedNot publishedNot publishedNot publishedNot publishedOpen
Lloyds Bank PLC0.29Not published4.35%71.74%36.96%Open
MARKS AND SPENCER FINANCIAL SERVICES PLCNot publishedNot publishedNot publishedNot publishedNot publishedOpen
MBNA LimitedNot publishedNot publishedNot publishedNot publishedNot publishedOpen
Monzo Bank Ltd0.98Not published2.17%65.21%28.26%Open
NATIONAL WESTMINSTER BANK PUBLIC LIMITED COMPANY2.96Not published2.22%55.55%60.00%Open
Nationwide Building SocietyNot publishedNot published33.33%100.00%Not publishedOpen
Newcastle Building Society0.00Not publishedNot publishedNot publishedNot publishedOpen
Northern Bank LimitedNot publishedNot publishedNot publishedNot publishedNot publishedOpen
OCTOPUS MONEY UNIT TRUST MANAGERS LIMITED3.692339.8113.25%100.00%84.74%Open
People's Administration Services Limited0.36Not published13.80%96.48%50.02%Open
Phoenix Life CA Limited1.91Not published20.15%88.51%61.58%Open
Phoenix Life Limited2.18Not published34.96%91.43%78.61%Open
QUILTER FINANCIAL SERVICES LIMITEDNot published18.270.00%100.00%34.93%Open
Quilter Life & Pensions Limited3.09Not published1.10%100.00%67.56%Open
ReAssure Life Limited3.64Not published25.64%92.95%85.26%Open
ReAssure Limited2.10Not published35.53%84.89%81.23%Open
Rothesay Life Plc1.07Not published20.04%99.83%24.96%Open
Royal London Mutual Insurance Society, Limited (THE)1.57Not published25.41%90.09%67.36%Open
Santander UK PlcNot publishedNot published4.76%80.95%42.86%Open
Scottish Equitable Plc1.65Not published14.33%63.88%65.53%Open
Scottish Friendly Assurance Society Limited3.14Not published4.91%97.24%79.14%Open
SCOTTISH WIDOWS LIMITED1.06Not published21.62%93.14%84.87%Open
Skipton Building SocietyNot published27.587.69%100.00%78.85%Open
ST. JAMES'S PLACE UK PLC0.94Not published1.75%96.32%63.57%Open
St. James's Place Wealth Management PlcNot published22.710.85%43.52%43.82%Open
THE CO-OPERATIVE BANK P.L.C.Not publishedNot publishedNot publishedNot publishedNot publishedOpen
The National Farmers' Union Mutual Insurance Society Limited0.71Not published1.32%100.00%56.58%Open
The Prudential Assurance Company Limited2.84Not published12.32%90.91%84.43%Open
The Royal Bank of Scotland Plc1.49Not published0.00%0.00%100.00%Open
True Potential Wealth Management LLPNot published119.041.99%89.46%15.81%Open
UBS AGNot published250.0033.33%100.00%33.33%Open
VANGUARD ASSET MANAGEMENT, LTD.3.23Not published8.05%77.51%63.09%Open
Wesleyan Assurance Society5.49720.1327.47%95.92%89.27%Open
Zurich Assurance Ltd2.763858.5926.25%97.68%38.10%Open
How to read the ordering

Complaint-rate columns place lower values first. Timely-closure columns place higher values first. Upheld rates and raw complaint volumes are contextual and are not offered as performance rankings.

Reporting period

1 July to 31 December 2025. The table compares legal reporters, not necessarily every consumer brand within a corporate group.

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