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Official FCA dataFCA release 2025 H2, published 2026-05-15

Clydesdale Bank Plc

Firm reporting period: 2025-04-01 to 2025-09-30

Official complaint trends and same-category comparisons for this FCA legal reporting entity.

Joint reporting affects the scope

The FCA workbook indicates that this return includes, or may include, another reporting firm. Do not interpret the figures as necessarily belonging to this legal company alone.

Conclusion

The complaint rate is below peers and complaint resolution is faster; all have improved over the selected period.

Banking and credit cards. Figures are limited to this FCA product group and compared only with other reporters in the same group. History: 2024 H2 to 2025 H2 FCA releases. Release labels may differ from a firm’s reporting dates.

Current key indicators, peer comparisons and history
IndicatorCurrent valueCompared with peersCompared with 2024 H2
Complaint ratePer 1,000 accounts3.77FavourablePeer average 4.43 · 49 firmsImproved10% lower
Closed within 3 daysShare of complaints closed50.82%FavourablePeer average 38.21% · 55 firmsImprovedUp 12.54 percentage points
Closed within 8 weeksShare of complaints closed98.35%FavourablePeer average 95.78% · 55 firmsImprovedUp 15.31 percentage points

Charts

Choose charts · 4 selected
3 available points

Complaints opened

Down 3,198 since 2024 H2
CompanyOther same-category firms’ average
38,82123,8488,87524 H225 H125 H2
2025 H231,993
Other firms’ average12,505
FCA reported
View all figures
Complaints opened historical values
PeriodCompanyOther firms’ averageSource type
2024 H235,19112,770 (62 firms)FCA reported
2025 H129,81914,774 (58 firms)FCA reported
2025 H231,99312,505 (65 firms)FCA reported
3 available points

Closed within 3 days

Up 12.54 percentage points since 2024 H2
CompanyOther same-category firms’ average
53.61%42.10%30.59%24 H225 H125 H2
2025 H250.82%
Other firms’ average38.21%
FCA reported
View all figures
Closed within 3 days historical values
PeriodCompanyOther firms’ averageSource type
2024 H238.28%40.34% (53 firms)FCA reported
2025 H133.38%38.90% (51 firms)FCA reported
2025 H250.82%38.21% (55 firms)FCA reported
3 available points

Complaints upheld by firm

Down 8.48 percentage points since 2024 H2
CompanyOther same-category firms’ average
76.03%61.62%47.22%24 H225 H125 H2
2025 H264.06%
Other firms’ average51.91%
FCA reported
View all figures
Complaints upheld by firm historical values
PeriodCompanyOther firms’ averageSource type
2024 H272.54%50.71% (53 firms)FCA reported
2025 H166.17%51.50% (52 firms)FCA reported
2025 H264.06%51.91% (55 firms)FCA reported
3 available points

Complaints per 1,000 accounts or policies

Down 0.43 per 1,000 since 2024 H2
CompanyOther same-category firms’ average
4.623.843.0624 H225 H125 H2
2025 H23.77
Other firms’ average4.43
FCA reported
View all figures
Complaints per 1,000 accounts or policies historical values
PeriodCompanyOther firms’ averageSource type
2024 H24.203.25 (54 firms)FCA reported
2025 H13.553.82 (46 firms)FCA reported
2025 H23.774.43 (49 firms)FCA reported

Official observations and clearly labelled calculations from published FCA product figures are shown. Other gaps remain gaps. Raw complaint counts and upheld rates are context only. View FCA release details.

All indicators and reporting details

Peer averages are unweighted and exclude this company. Same-category firms may differ in business mix. Raw counts and upheld rates are context only, not quality ratings.

Contextual complaint rate

3.77

Complaints per 1,000 accounts or policies. Lower can be favourable only when compared with a genuinely similar business.

FCA reported

Complaints opened

31,993

A raw count. Larger businesses commonly receive more complaints, so this is not a ranking measure.

FCA reported

Complaints closed

32,307

A raw count of complaints closed during the period. It may include complaints opened earlier.

FCA reported

Closed within 3 days

50.82%

The share closed within three days. Higher is generally favourable, subject to reporting scope.

FCA reported

Closed within 8 weeks

98.35%

Behind Your Money calculation adding the FCA's two published closure bands.

Behind Your Money calculation

Closed after 3 days but within 8 weeks

47.53%

The share closed after three days but within eight weeks.

FCA reported

Complaints upheld by firm

64.06%

Context only. A lower upheld rate is not automatically evidence of better complaint handling.

FCA reported

Source

Financial Conduct Authority

FCA firm-level complaints data 2025 H2. The FCA source remains authoritative.

As of
2026-05-15
FCA release
2025 H2
Firm reporting period
2025-04-01 to 2025-09-30
Licence
Open Government Licence v3.0
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