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Official FCA dataFCA release 2025 H2, published 2026-05-15

FIL Life Insurance Limited

Firm reporting period: 2025-07-01 to 2025-12-31

Official complaint trends and same-category comparisons for this FCA legal reporting entity.

Conclusion

The complaint rate is below peers and complaint resolution is faster; historical comparison is unavailable.

Pensions and decumulation. Figures are limited to this FCA product group and compared only with other reporters in the same group. History: 2024 H2 to 2025 H2 FCA releases. Release labels may differ from a firm’s reporting dates.

Current key indicators, peer comparisons and history
IndicatorCurrent valueCompared with peersCompared with 2024 H2
Complaint ratePer 1,000 accounts or policies1.28FavourablePeer average 4.25 · 45 firmsUnavailableNo comparable observation for this window
Closed within 3 daysShare of complaints closed21.54%FavourablePeer average 18.36% · 53 firmsUnavailableNo comparable observation for this window
Closed within 8 weeksShare of complaints closed88.82%FavourablePeer average 85.83% · 53 firmsUnavailableNo comparable observation for this window

Charts

Choose charts · 4 selected
1 available point

Complaints opened

One available point

A chart is not shown because fewer than two observations are available.

Complaints opened historical values
PeriodCompanyOther firms’ averageSource type
2025 H25171,286 (62 firms)FCA reported
1 available point

Closed within 3 days

One available point

A chart is not shown because fewer than two observations are available.

Closed within 3 days historical values
PeriodCompanyOther firms’ averageSource type
2025 H221.54%18.36% (53 firms)FCA reported
1 available point

Complaints upheld by firm

One available point

A chart is not shown because fewer than two observations are available.

Complaints upheld by firm historical values
PeriodCompanyOther firms’ averageSource type
2025 H246.14%60.31% (52 firms)FCA reported
1 available point

Complaints per 1,000 accounts or policies

One available point

A chart is not shown because fewer than two observations are available.

Complaints per 1,000 accounts or policies historical values
PeriodCompanyOther firms’ averageSource type
2025 H21.284.25 (45 firms)FCA reported

Official observations and clearly labelled calculations from published FCA product figures are shown. Other gaps remain gaps. Raw complaint counts and upheld rates are context only. View FCA release details.

All indicators and reporting details

Peer averages are unweighted and exclude this company. Same-category firms may differ in business mix. Raw counts and upheld rates are context only, not quality ratings.

Contextual complaint rate

1.28

Complaints per 1,000 accounts or policies. Lower can be favourable only when compared with a genuinely similar business.

FCA reported

Complaints opened

517

A raw count. Larger businesses commonly receive more complaints, so this is not a ranking measure.

FCA reported

Complaints closed

492

A raw count of complaints closed during the period. It may include complaints opened earlier.

FCA reported

Closed within 3 days

21.54%

The share closed within three days. Higher is generally favourable, subject to reporting scope.

FCA reported

Closed within 8 weeks

88.82%

Behind Your Money calculation adding the FCA's two published closure bands.

Behind Your Money calculation

Closed after 3 days but within 8 weeks

67.28%

The share closed after three days but within eight weeks.

FCA reported

Complaints upheld by firm

46.14%

Context only. A lower upheld rate is not automatically evidence of better complaint handling.

FCA reported

Source

Financial Conduct Authority

FCA firm-level complaints data 2025 H2. The FCA source remains authoritative.

As of
2026-05-15
FCA release
2025 H2
Firm reporting period
2025-07-01 to 2025-12-31
Licence
Open Government Licence v3.0
Open the FCA publication
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