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Official FCA dataFCA release 2025 H2, published 2026-05-15

SECURE TRUST BANK PUBLIC LIMITED COMPANY

Firm reporting period: 2025-07-01 to 2025-12-31

Official complaint trends and same-category comparisons for this FCA legal reporting entity.

Historical identity changed

Earlier FCA observations were published under another legal-name form. The match uses the same FCA reference number or a unique reviewed legal-name variant. This does not prove that products or reporting scope stayed unchanged.

Conclusion

The available key indicators show a mixed picture versus peers; all have worsened over the selected period.

All products. Totals across the main product groups reported by this legal entity. Missing historical totals are calculated from the published FCA product figures. History: 2024 H2 to 2025 H2 FCA releases. Release labels may differ from a firm’s reporting dates.

Current key indicators, peer comparisons and history
IndicatorCurrent valueCompared with peersCompared with 2024 H2
Closed within 3 daysShare of complaints closed7.90%UnfavourablePeer average 21.29% · 15 firmsWorsenedDown 4.06 percentage points
Closed within 8 weeksShare of complaints closed98.62%FavourablePeer average 87.80% · 15 firmsWorsenedDown 0.38 percentage points

Charts

Choose charts · 3 selected
3 available points

Complaints opened

Down 44 since 2024 H2
CompanyOther same-category firms’ average
44227610924 H225 H125 H2
2025 H2315
Other firms’ average149
FCA reported
View all figures
Complaints opened historical values
PeriodCompanyOther firms’ averageSource type
2024 H2359168 (16 firms)Calculated from FCA product figures
2025 H1402172 (13 firms)Calculated from FCA product figures
2025 H2315149 (17 firms)FCA reported
3 available points

Closed within 3 days

Down 4.06 percentage points since 2024 H2
CompanyOther same-category firms’ average
24.77%15.17%5.57%24 H225 H125 H2
2025 H27.90%
Other firms’ average21.29%
FCA reported
View all figures
Closed within 3 days historical values
PeriodCompanyOther firms’ averageSource type
2024 H211.96%19.82% (15 firms)Calculated from FCA product figures
2025 H110.86%22.44% (12 firms)Calculated from FCA product figures
2025 H27.90%21.29% (15 firms)FCA reported
3 available points

Complaints upheld by firm

Up 1.60 percentage points since 2024 H2
CompanyOther same-category firms’ average
48.68%39.82%30.96%24 H225 H125 H2
2025 H234.71%
Other firms’ average38.70%
FCA reported
View all figures
Complaints upheld by firm historical values
PeriodCompanyOther firms’ averageSource type
2024 H233.11%36.91% (15 firms)Calculated from FCA product figures
2025 H141.24%46.53% (12 firms)Calculated from FCA product figures
2025 H234.71%38.70% (15 firms)FCA reported

Official observations and clearly labelled calculations from published FCA product figures are shown. Other gaps remain gaps. Raw complaint counts and upheld rates are context only. View FCA release details.

All indicators and reporting details

Peer averages are unweighted and exclude this company. Same-category firms may differ in business mix. Raw counts and upheld rates are context only, not quality ratings.

Complaints opened

315

A raw count. Larger businesses commonly receive more complaints, so this is not a ranking measure.

FCA reported

Complaints closed

291

A raw count of complaints closed during the period. It may include complaints opened earlier.

FCA reported

Closed within 3 days

7.90%

The share closed within three days. Higher is generally favourable, subject to reporting scope.

FCA reported

Closed within 8 weeks

98.62%

Behind Your Money calculation adding the FCA's two published closure bands.

Behind Your Money calculation

Closed after 3 days but within 8 weeks

90.72%

The share closed after three days but within eight weeks.

FCA reported

Complaints upheld by firm

34.71%

Context only. A lower upheld rate is not automatically evidence of better complaint handling.

FCA reported

Source

Financial Conduct Authority

FCA firm-level complaints data 2025 H2. The FCA source remains authoritative.

As of
2026-05-15
FCA release
2025 H2
Firm reporting period
2025-07-01 to 2025-12-31
Licence
Open Government Licence v3.0
Open the FCA publication
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