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Official FCA dataFCA release 2025 H2, published 2026-05-15

ST. JAMES'S PLACE UK PLC

Firm reporting period: 2025-07-01 to 2025-12-31

Official complaint trends and same-category comparisons for this FCA legal reporting entity.

Historical identity changed

Earlier FCA observations were published under another legal-name form. The match uses the same FCA reference number or a unique reviewed legal-name variant. This does not prove that products or reporting scope stayed unchanged.

Conclusion

The complaint rate is below peers and complaint resolution is slower; their historical trends are mixed.

Insurance and pure protection. Figures are limited to this FCA product group and compared only with other reporters in the same group. History: 2024 H2 to 2025 H2 FCA releases. Release labels may differ from a firm’s reporting dates.

Current key indicators, peer comparisons and history
IndicatorCurrent valueCompared with peersCompared with 2024 H2
Complaint ratePer 1,000 accounts or policies0.35FavourablePeer average 3.44 · 110 firmsImproved43% lower
Closed within 3 daysShare of complaints closed0.00%UnfavourablePeer average 33.72% · 148 firmsWorsenedDown 12.50 percentage points
Closed within 8 weeksShare of complaints closed75.00%UnfavourablePeer average 93.30% · 148 firmsWorsenedDown 12.50 percentage points

Charts

Choose charts · 4 selected
3 available points

Complaints opened

Down 3 since 2024 H2
CompanyOther same-category firms’ average
5,0812,541024 H225 H125 H2
2025 H23
Other firms’ average3,833
FCA reported
View all figures
Complaints opened historical values
PeriodCompanyOther firms’ averageSource type
2024 H264,381 (146 firms)FCA reported
2025 H154,265 (152 firms)FCA reported
2025 H233,833 (162 firms)FCA reported
3 available points

Closed within 3 days

Down 12.50 percentage points since 2024 H2
CompanyOther same-category firms’ average
39.11%19.56%0.00%24 H225 H125 H2
2025 H20.00%
Other firms’ average33.72%
FCA reported
View all figures
Closed within 3 days historical values
PeriodCompanyOther firms’ averageSource type
2024 H212.50%31.15% (140 firms)FCA reported
2025 H10.00%32.46% (145 firms)FCA reported
2025 H20.00%33.72% (148 firms)FCA reported
3 available points

Complaints upheld by firm

Down 75.00 percentage points since 2024 H2
CompanyOther same-category firms’ average
87.00%43.50%0.00%24 H225 H125 H2
2025 H20.00%
Other firms’ average45.59%
FCA reported
View all figures
Complaints upheld by firm historical values
PeriodCompanyOther firms’ averageSource type
2024 H275.00%45.14% (138 firms)FCA reported
2025 H160.00%43.97% (146 firms)FCA reported
2025 H20.00%45.59% (149 firms)FCA reported
3 available points

Complaints per 1,000 accounts or policies

Down 0.26 per 1,000 since 2024 H2
CompanyOther same-category firms’ average
436.18218.090.0024 H225 H125 H2
2025 H20.35
Other firms’ average3.44
FCA reported
View all figures
Complaints per 1,000 accounts or policies historical values
PeriodCompanyOther firms’ averageSource type
2024 H20.613.01 (98 firms)FCA reported
2025 H10.55376.07 (106 firms)FCA reported
2025 H20.353.44 (110 firms)FCA reported

Official observations and clearly labelled calculations from published FCA product figures are shown. Other gaps remain gaps. Raw complaint counts and upheld rates are context only. View FCA release details.

All indicators and reporting details

Peer averages are unweighted and exclude this company. Same-category firms may differ in business mix. Raw counts and upheld rates are context only, not quality ratings.

Contextual complaint rate

0.35

Complaints per 1,000 accounts or policies. Lower can be favourable only when compared with a genuinely similar business.

FCA reported

Complaints opened

3

A raw count. Larger businesses commonly receive more complaints, so this is not a ranking measure.

FCA reported

Complaints closed

4

A raw count of complaints closed during the period. It may include complaints opened earlier.

FCA reported

Closed within 3 days

0.00%

The share closed within three days. Higher is generally favourable, subject to reporting scope.

FCA reported

Closed within 8 weeks

75.00%

Behind Your Money calculation adding the FCA's two published closure bands.

Behind Your Money calculation

Closed after 3 days but within 8 weeks

75.00%

The share closed after three days but within eight weeks.

FCA reported

Complaints upheld by firm

0.00%

Context only. A lower upheld rate is not automatically evidence of better complaint handling.

FCA reported

Source

Financial Conduct Authority

FCA firm-level complaints data 2025 H2. The FCA source remains authoritative.

As of
2026-05-15
FCA release
2025 H2
Firm reporting period
2025-07-01 to 2025-12-31
Licence
Open Government Licence v3.0
Open the FCA publication
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