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Official FCA dataFCA release 2025 H2, published 2026-05-15

Tesco Personal Finance Limited

Firm reporting period: 2025-03-01 to 2025-08-31

Official complaint trends and same-category comparisons for this FCA legal reporting entity.

Conclusion

The complaint rate is below peers and complaint resolution is faster; their historical trends are mixed.

Insurance and pure protection. Figures are limited to this FCA product group and compared only with other reporters in the same group. History: 2024 H2 to 2025 H2 FCA releases. Release labels may differ from a firm’s reporting dates.

Current key indicators, peer comparisons and history
IndicatorCurrent valueCompared with peersCompared with 2024 H2
Complaint ratePer 1,000 accounts or policies2.88FavourablePeer average 3.42 · 110 firmsWorsened10% higher
Closed within 3 daysShare of complaints closed45.63%FavourablePeer average 33.41% · 148 firmsImprovedUp 4.43 percentage points
Closed within 8 weeksShare of complaints closed99.98%FavourablePeer average 93.13% · 148 firmsWorsenedDown 0.02 percentage points

Charts

Choose charts · 4 selected
3 available points

Complaints opened

Up 607 since 2024 H2
CompanyOther same-category firms’ average
5,0304,3323,63324 H225 H125 H2
2025 H24,861
Other firms’ average3,803
FCA reported
View all figures
Complaints opened historical values
PeriodCompanyOther firms’ averageSource type
2024 H24,2544,352 (146 firms)FCA reported
2025 H14,1804,237 (152 firms)FCA reported
2025 H24,8613,803 (162 firms)FCA reported
3 available points

Closed within 3 days

Up 4.43 percentage points since 2024 H2
CompanyOther same-category firms’ average
49.16%38.80%28.43%24 H225 H125 H2
2025 H245.63%
Other firms’ average33.41%
FCA reported
View all figures
Closed within 3 days historical values
PeriodCompanyOther firms’ averageSource type
2024 H241.20%30.95% (140 firms)FCA reported
2025 H146.65%32.14% (145 firms)FCA reported
2025 H245.63%33.41% (148 firms)FCA reported
3 available points

Complaints upheld by firm

Up 0.90 percentage points since 2024 H2
CompanyOther same-category firms’ average
46.85%40.96%35.07%24 H225 H125 H2
2025 H237.52%
Other firms’ average45.33%
FCA reported
View all figures
Complaints upheld by firm historical values
PeriodCompanyOther firms’ averageSource type
2024 H236.62%45.42% (138 firms)FCA reported
2025 H136.50%44.13% (146 firms)FCA reported
2025 H237.52%45.33% (149 firms)FCA reported
3 available points

Complaints per 1,000 accounts or policies

Up 0.26 per 1,000 since 2024 H2
CompanyOther same-category firms’ average
435.84217.920.0024 H225 H125 H2
2025 H22.88
Other firms’ average3.42
FCA reported
View all figures
Complaints per 1,000 accounts or policies historical values
PeriodCompanyOther firms’ averageSource type
2024 H22.622.99 (98 firms)FCA reported
2025 H12.36376.05 (106 firms)FCA reported
2025 H22.883.42 (110 firms)FCA reported

Official observations and clearly labelled calculations from published FCA product figures are shown. Other gaps remain gaps. Raw complaint counts and upheld rates are context only. View FCA release details.

All indicators and reporting details

Peer averages are unweighted and exclude this company. Same-category firms may differ in business mix. Raw counts and upheld rates are context only, not quality ratings.

Contextual complaint rate

2.88

Complaints per 1,000 accounts or policies. Lower can be favourable only when compared with a genuinely similar business.

FCA reported

Complaints opened

4,861

A raw count. Larger businesses commonly receive more complaints, so this is not a ranking measure.

FCA reported

Complaints closed

4,894

A raw count of complaints closed during the period. It may include complaints opened earlier.

FCA reported

Closed within 3 days

45.63%

The share closed within three days. Higher is generally favourable, subject to reporting scope.

FCA reported

Closed within 8 weeks

99.98%

Behind Your Money calculation adding the FCA's two published closure bands.

Behind Your Money calculation

Closed after 3 days but within 8 weeks

54.35%

The share closed after three days but within eight weeks.

FCA reported

Complaints upheld by firm

37.52%

Context only. A lower upheld rate is not automatically evidence of better complaint handling.

FCA reported

Source

Financial Conduct Authority

FCA firm-level complaints data 2025 H2. The FCA source remains authoritative.

As of
2026-05-15
FCA release
2025 H2
Firm reporting period
2025-03-01 to 2025-08-31
Licence
Open Government Licence v3.0
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