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FCA General Insurance Value Measures

Pet insurance: claims frequency

How often did policyholders register a claim?

2025 market aggregate41.1%Covered for life
Restated 2024 aggregate38.2%Comparable prior-year figure
Reporting firms2221 present in both years

How to read it

This is context, not a quality ranking. Customer mix, cover and events all affect claim frequency.

Claims registered as a proportion of average policies in force.

Contextual indicator

No good or bad colour is applied because this measure is contextual or subject to a material caveat.

Firm-level reports

Where reported values sit

The FCA publishes firm figures in bands. Counts below preserve those bands rather than inventing precise values.

10 - 15%1 firm
15 - 20%1 firm
20 - 25%5 firms
25 - 30%2 firms
30 - 35%1 firm
35 - 40%3 firms
40 - 45%2 firms
45 - 50%1 firm
55 - 60%3 firms
65 - 70%1 firm
70 - 75%1 firm
85 - 90%1 firm